{"title":"Adyen ACH","slug":"adyen-ach-payment-provider","url":"https://support.storeconnect.com/articles/adyen-ach-payment-provider","url_markdown":"https://support.storeconnect.com/articles/adyen-ach-payment-provider.md","subtitle":null,"summary":"Configure Adyen ACH direct debit for US bank payments in StoreConnect. Supports full, partial, and item-level refunds.","type":"Help_Documentation","video_url":"","keywords":"adyen ach, adyen direct debit, ach payment, bank payment, us bank transfer, direct debit, payment provider, adyen us, refunds","last_modified":"2026-07-30T00:28:16+0000","body_markdown":"Adyen ACH allows US customers to pay directly from their bank account at checkout. It uses the same Adyen account and credentials as the standard [Adyen](adyen-payment-provider) card integration.\n\n## What you need\n\n- An Adyen merchant account with ACH US Direct Debit enabled\n- The same Adyen API credentials used for your card integration\n\n## Enable ACH in Adyen\n\nBefore configuring ACH in StoreConnect, enable the ACH payment method in your Adyen Customer Area:\n\n1. Go to your Adyen Customer Area and navigate to **Settings \u003e Payment methods**.\n2. Set the country filter to **United States**.\n3. Locate **ACH US Direct Debit** and click **Add**.\n4. Click **Submit** to request activation.\n\nAdyen may take a short time to approve and activate the payment method.\n\n## Configure Adyen ACH in StoreConnect\n\nAdyen ACH uses a separate Payment Provider record from your card integration.\n\n1. Open StoreConnect and go to **Settings \u003e Payments \u003e Payment Providers**.\n2. Select **New**. Complete the fields as follows, then **Save**:\n\n| StoreConnect field | Select or enter |\n|--------------------|-----------------|\n| **Name** | Adyen ACH |\n| **Provider** | Select **AdyenAch** from the list |\n| **API Mode** | `sandbox` or `production` |\n| **API Key** | Your Adyen API Key |\n| **API Secret** | Leave blank |\n| **API Options** | See below |\n\nAdd the following to the **API Options** field:\n\n```yaml\n\napi_client: 'YOUR_CLIENT_KEY'\nmerchant_account: 'YourMerchantAccountName'\n```\n\nFor production, also add your live URL prefix:\n\n```yaml\n\nlive_url_prefix: YOUR_LIVE_URL_PREFIX\n```\n\n## Refunds\n\nAdyen ACH supports full refunds, partial refunds, and item-level refunds from the StoreConnect admin."}