{"title":"Stripe ACH","slug":"stripe-ach-payment-provider","url":"https://support.storeconnect.com/articles/stripe-ach-payment-provider","url_markdown":"https://support.storeconnect.com/articles/stripe-ach-payment-provider.md","subtitle":null,"summary":"Configure Stripe ACH for direct debit bank payments at checkout. Supports USD only with microdeposit verification and 1-4 day settlement.","type":"Help_Documentation","video_url":"","keywords":"stripe ach, ach direct debit, bank payment, direct debit, stripe payment provider, usd payments, microdeposit verification, checkout payment method, bank account payment, payment provider configuration, stripe api keys, settlement period","last_modified":"2026-08-21T07:12:35+0000","body_markdown":"## Supported features\n\n| Feature             | Supported | 3DS |\n|---------------------|-----------|-----|\n| Standard Checkout   | 🟢        |     |\n| Subscriptions       |           |     |\n| Update Subscription |           |     |\n| Additional Payment  | 🟢        |     |\n| Salesforce Payment  |           |     |\n| GooglePay           |           |     |\n| ApplePay            |           |     |\n| Express Checkout    |           |     |\n| Preauthorization    |           |     |\n\n## Payment provider configuration options\n\nTo generate your credentials, follow these instructions from Stripe: [Manage your API keys to authenticate requests with Stripe](https://stripe.com/docs/keys).\n\n| StoreConnect Field | Usage                               |\n|--------------------|-------------------------------------|\n| Provider           | Picklist Value API Name = StripeAch |\n| API Mode           | sandbox / production                |\n| API Key            | Publishable Key                     |\n| API Secret         | Secret Key                          |\n| API Options        | Location IDStatement Name           |\n\nBy default the customers bank statement will show the store name. To specify a different name, add the statement\\_name parameter in the API Option field.\n\nExample:\n\n```yaml\n\nstatement_name: \"ACME Inc\"\n```\n\n## Limitations\n\n-   Only USD currency is supported\n-   Only microdeposits verification is supported\n-   It takes 1-4 business days before the money is credited to your Stripe account. The Stripe payment ID is stored on the order's payment record to help with manual reconciliation once the money is credited.\n\nTo learn more about ACH direct debit, visit the [Stripe ACH docs](https://stripe.com/docs/payments/ach-debit)."}