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Adyen ACH

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Adyen ACH allows US customers to pay directly from their bank account at checkout. It uses the same Adyen account and credentials as the standard Adyen card integration.

What you need

  • An Adyen merchant account with ACH US Direct Debit enabled
  • The same Adyen API credentials used for your card integration

Enable ACH in Adyen

Before configuring ACH in StoreConnect, enable the ACH payment method in your Adyen Customer Area:

  1. Go to your Adyen Customer Area and navigate to Settings > Payment methods.
  2. Set the country filter to United States.
  3. Locate ACH US Direct Debit and click Add.
  4. Click Submit to request activation.

Adyen may take a short time to approve and activate the payment method.

Configure Adyen ACH in StoreConnect

Adyen ACH uses a separate Payment Provider record from your card integration.

  1. Open StoreConnect and go to Settings > Payments > Payment Providers.
  2. Select New. Complete the fields as follows, then Save:
StoreConnect field Select or enter
Name Adyen ACH
Provider Select AdyenAch from the list
API Mode sandbox or production
API Key Your Adyen API Key
API Secret Leave blank
API Options See below

Add the following to the API Options field:

```yaml

api_client: ‘YOUR_CLIENT_KEY’ merchant_account: ‘YourMerchantAccountName’ ```

For production, also add your live URL prefix:

```yaml

live_url_prefix: YOUR_LIVE_URL_PREFIX ```

Refunds

Adyen ACH supports full refunds, partial refunds, and item-level refunds from the StoreConnect admin.

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